Properties / 39982 W COLTIN Way
VA ASSUMABLERate: 6.5%

39982 W COLTIN Way

$419,000
Maricopa, AZ 85138
5 beds3 baths3,267 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$20,810 interest already paid off
Estimated Loan Balance$383,294
Cash to close$36,068
Est. Monthly PITI$2,847
Initial Loan Amount$385,775
Time on site50 days
Remaining Term29 years, 3 months
Seller's equity (what you pay)
$35,706
Cash or secondary financing
Monthly savings
$28
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Get ready to spread out and enjoy all the space this incredible home has to offer! The oversized kitchen is truly the heart of the home, featuring a large island with room to gather, snack, prep, and entertain--plus a huge walk-in pantry ready to hold all your food and kitchen gadgets. With 5 generously sized bedrooms, everyone gets their own space to relax. The enormous primary suite feels like a private retreat with an attached sitting room/office--perfect for reading, working from home, exercise space, or creating your own getaway. Need room to live and play? Enjoy not one but TWO separate living/family rooms, offering flexibility for movie nights, game days, hobbies, or multi-generational living. The 3-stall tandem garage provides plenty of space for all your toys. North/South facing!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $35,706. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet3,267
Property typeSingle Family
MLS #7049110
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,443/mo
Source est. payment (PITI)
$2,847/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$35,706

Asking price minus remaining loan balance. Closing costs are additional.

$0$35,706
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.