Properties / 15143 W WESTVIEW Drive
FHA ASSUMABLERate: 4.27%

15143 W WESTVIEW Drive

$540,000
Goodyear, AZ 85395
4 beds4 baths3,008 sqftSingle Family
The assumable advantage
4.27%
FHA assumed rate
$127,329 interest already paid off
Estimated Loan Balance$159,221
Cash to close$383,782
Est. Monthly PITI$1,747
Initial Loan Amount$235,850
Time on site50 days
Remaining Term15 years, 2 months
Seller's equity (what you pay)
$380,779
Cash or secondary financing
Monthly savings
$1,995
Versus today's market rate
Est. savings per year
$24K
Versus today's market rate

About this home

Beautiful 4 BR 3.5BA home provides warmth and room for everyone to have personal space! Living room and dining room are enhanced by the vaulted ceiling, circular staircase, and natural lighting from the abundance of windows. Rich Cabinetry with granite countertops and new stove and Samsung Fridge.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $380,779. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet3,008
Property typeSingle Family
MLS #7013048
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,190/mo
Source est. payment (PITI)
$1,747/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$380,779

Asking price minus remaining loan balance. Closing costs are additional.

$0$380,779
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.