Don't miss out on an opportunity sellers loan is Assumable at a low interest rate. Welcome home to this beautiful 4-bedroom, 2-bath residence offering 1,765 sq. ft. of comfortable living space on a generous .24 acre - corner lot. Situated on a desirable corner homesite, designed with both functionality and style in mind, this sought-after Flagstaff floor plan features two separate living areas, a blend of tile and luxury vinyl plank flooring, and soaring ceilings reaching up to 20 feet, creating an open, bright, and airy atmosphere throughout the home. At the heart of the home, the open-concept kitchen boasts a center island, abundant cabinetry, and all appliances included-including the refrigerator, washer, and dryer. The inviting main living room is highlighted by a cozy fireplace, creating the perfect gathering space for friends & family. The spacious primary suite offers a walk-in closet and a private sliding door leading directly to the covered patio, providing a seamless indoor-outdoor living. Outside, you'll find a lush grass backyard and a covered patio featuring scratch-resistant epoxy installed in Dec of 2024 - ideal for relaxing, while enjoying the mountain views or entertaining year-round. This home is packed with desirable upgrades, including leased solar panels, an owned saltwater softener, upgraded smart-home features, a new garage door (Dec 2024), a new water heater (2025), and a new dishwasher (2025). The exterior has also been painted within the last few years, adding to the home's curb appeal and long-term value. A rare bonus is the oversized 2.5 car garage, offering extra storage or workshop space, along with additional side parking beside the home-perfect for extra vehicles, recreational equipment, or guests. Located just a short walk from a neighborhood park and playground, this home combines comfort, efficiency, and an exceptional location. Don't miss your chance to make this beautiful home your own!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $75,840. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.