Properties / 18031 N BUNTLINE Drive
FHA ASSUMABLERate: 4.98%

18031 N BUNTLINE Drive

$585,000
Sun City West, AZ 85375
3 beds2 baths2,247 sqftSingle Family
The assumable advantage
4.98%
FHA assumed rate
$86,589 interest already paid off
Estimated Loan Balance$396,371
Cash to close$189,870
Est. Monthly PITI$2,873
Initial Loan Amount$422,771
Time on site50 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$188,629
Cash or secondary financing
Monthly savings
$1,175
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

Beautifully updated 3-bedroom, 2-bath home with a privacy screened in porch is perfectly situated on the 16th green of Pebblebrook Golf Course, offering stunning golf course views and a private backyard retreat. Inside, you'll find a spacious, upgraded kitchen featuring quartz countertops, abundant cabinetry, a pantry, and an adjoining dining area. The primary suite features a beautifully remodeled bathroom with an upgraded tub and shower, while the guest bathroom was remodeled in 2023 with a new shower and vanity. All three bedrooms include walk-in closets, and the third bedroom offers private access to the backyard, making it ideal for guests, a home office, or multi-generational living. A versatile bonus room provides the perfect space for a craft room, exercise room, hobby area, or additional flex space. Major updates provide peace of mind, including all-new windows and sliding glass doors (2017), a new water heater (2022), a new roof (2025), and a new pool filtration system and pool pump (2025). Step outside to enjoy your sparkling private pool overlooking the 16th fairway--an ideal setting for relaxing, entertaining, and taking in the picturesque golf course views. This move-in-ready home combines modern updates, quality improvements, and an exceptional golf course location.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $188,629. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,247
Property typeSingle Family
MLS #7048761
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,275/mo
Source est. payment (PITI)
$2,873/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$188,629

Asking price minus remaining loan balance. Closing costs are additional.

$0$188,629
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.