** This Home has an Assumable Loan at 2.875%** Open to investors and primary buyers! Welcome to a semi-custom San Tan Valley retreat that offers the perfect blend of space, luxury, and opportunity -- all on a one-acre premium lot with stunning mountain views. This property features a highly desired split floor plan with 4 bedrooms plus a private office that easily converts to a 5th bedroom, along with a detached guest casita with its own private entrance -- creating the ideal setup for growing families, multi-generational living, remote work, or entertaining. The gourmet kotchen boasts stainless steel appliances, luxury finishes, and seamlessly connects to the spacious living and dining areas, creating a warm, inviting atmosphere throughout. The primary bedroom retreat is a true showstopper -- featuring a ginormous walk-in closet, double sinks, and a private toilet room that will knock your socks off. Beautiful wood-like tile floors flow throughout the home, tying the space together with a warm, modern feel. TWO separate 2-car garages provide plenty of room for vehicles, toys, and storage, while the RV gate with actual RV parking is a rare bonus -- perfect for the buyer with hobbies, toys, or trailers to park. Step outside to your fully fenced backyard oasis featuring a built-in fire pit, ramada-covered pool table area, swing space, and a 12x24 storage shed perfect as a workshop. The expansive yard has room for a pool, garden, or playground -- the possibilities are endless. Located just minutes from San Tan Regional Park, golf, healthcare, and Queen Creek's newest shopping and dining -- you'll love the convenience of everything the area has to offer at an unbelievable price.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $344,739. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.