Properties / 13600 N FOUNTAIN HILLS Boulevard
FHA ASSUMABLERate: 6.82%

13600 N FOUNTAIN HILLS Boulevard

$575,000
Fountain Hills, AZ 85268
3 beds3 baths2,132 sqftSingle Family
The assumable advantage
6.82%
FHA assumed rate
$76,784 interest already paid off
Estimated Loan Balance$478,709
Cash to close$98,186
Est. Monthly PITI$3,703
Initial Loan Amount$488,400
Time on site50 days
Remaining Term27 years, 9 months
Seller's equity (what you pay)
$96,291
Cash or secondary financing
Monthly savings
$185
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Beautifully maintained townhome in the gated La Strada Condominiums community, offering a well-kept environment and pride of ownership throughout. The main level showcases rich hardwood flooring across the living areas and a spacious living room with soaring ceilings that create an open, airy feel, complemented by natural light and inviting sightlines. The kitchen is thoughtfully designed with tile flooring, granite tile countertops, stainless steel appliances, recessed lighting, a pantry, and a dining nook--blending functionality with everyday comfort and effortless entertaining. The primary suite is conveniently located on the main level and offers a comfortable retreat with new carpeting, a walk-in closet, and a ceiling fan for added comfort. The primary bathroom features dual vanities, granite countertops, a private water closet, a separate shower, and a jetted tub. Upstairs, a versatile loft area provides additional living space ideal for a home office or flex space to suit your needs. The home also includes a two-car attached garage, offering both convenience and additional storage. Step outside to a covered patio, perfect for relaxing or enjoying outdoor time. Residents have access to community amenities including a pool and heated spa. Overall, this residence combines low-maintenance living with thoughtful design in a well-maintained, gated community.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $96,291. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,132
Property typeSingle Family
MLS #7023584
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,206/mo
Source est. payment (PITI)
$3,703/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$96,291

Asking price minus remaining loan balance. Closing costs are additional.

$0$96,291
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.