NO HOA! Welcome to this spacious 1,863 sq.ft., 3-BD+Den, 2.5 BA corner-lot home that backs to a lush green park! Walk in to the great room with soaring vaulted ceiling featuring a cozy fireplace, french doors leading to rear patio, and a formal dining area.Master BD includes a patio exit, and a bath with a walk-in shower, dual sinks, and double closets. Laundry and powder room located by the breakfast nook. Eat in kitchen includes white cabinets, granite tiled counters, breakfast bar, wall oven, built in microwave, electric range/oven and dishwasher. Upstairs bedrooms and den also feature vaulted ceilings. One bedroom is oversized with 2 closets, while the other offers walk-in closet. Desert garden backyard w/ mature trees and covered patios in both front and back yards.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $30,702. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.