Properties / 4709 W EVA Street
FHA ASSUMABLERate: 3.45%

4709 W EVA Street

$299,900
Glendale, AZ 85302
3 beds3 baths1,483 sqftSingle Family
The assumable advantage
3.45%
FHA assumed rate
$37,954 interest already paid off
Estimated Loan Balance$161,684
Cash to close$138,580
Est. Monthly PITI$1,181
Initial Loan Amount$185,576
Time on site42 days
Remaining Term23 years, 9 months
Seller's equity (what you pay)
$138,216
Cash or secondary financing
Monthly savings
$937
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Don't miss this beautifully maintained 3-bedroom, 2.5-bath townhome featuring timeless finishes and outstanding value. The kitchen is appointed with white shaker cabinetry, granite countertops, and abundant storage, complemented by wood look flooring and neutral paint throughout. A spacious living room with a fireplace creates a warm focal point, while the adjoining dining area offers an inviting space for entertaining. Enjoy the privacy of your own backyard, the convenience of a two-car garage, and the added benefit of a PAID- OFF solar system--a feature that's becoming increasingly desirable for today's buyers.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $138,216. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,483
Property typeSingle Family
MLS #7060642
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$832/mo
Source est. payment (PITI)
$1,181/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$138,216

Asking price minus remaining loan balance. Closing costs are additional.

$0$138,216
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.