Properties / 17939 W HATCHER Road
FHA ASSUMABLERate: 3.11%

17939 W HATCHER Road

$399,900
Waddell, AZ 85355
3 beds3 baths2,263 sqftSingle Family
The assumable advantage
3.11%
FHA assumed rate
$4,703 interest already paid off
Estimated Loan Balance$32,022
Cash to close$367,946
Est. Monthly PITI$435
Initial Loan Amount$35,254
Time on site19 days
Remaining Term25 years, 7 months
Seller's equity (what you pay)
$367,878
Cash or secondary financing
Monthly savings
$2,207
Versus today's market rate
Est. savings per year
$26K
Versus today's market rate

About this home

This 3 bedroom, 2.5 bath home offers a flexible floor plan with separate living and family rooms, plus a versatile loft. The open kitchen features a center island and abundant cabinetry, perfect for everyday living and entertaining. Spacious primary suite includes a large walk-in closet, dual sinks, and separate tub and shower.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $367,878. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,263
Property typeSingle Family
MLS #7023993
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$151/mo
Source est. payment (PITI)
$435/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$367,878

Asking price minus remaining loan balance. Closing costs are additional.

$0$367,878
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.