Properties / 37013 W LA PAZ Street
VA ASSUMABLERate: 6.81%

37013 W LA PAZ Street

$433,000
Maricopa, AZ 85138
5 beds3 baths2,530 sqftSingle Family
The assumable advantage
6.81%
VA assumed rate
$35,533 interest already paid off
Estimated Loan Balance$415,565
Cash to close$17,817
Est. Monthly PITI$2,901
Initial Loan Amount$419,990
Time on site35 days
Remaining Term28 years, 10 months
Seller's equity (what you pay)
$17,435
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Why wait for a new build! This home already includes the features buyers want without the added time and expense of upgrading after move-in. The open great-room layout leads into a spacious kitchen featuring a large island, granite countertops, 42-inch white cabinetry, stainless steel appliances, gas range, and oversized walk-in pantry. Additional upgrades include extensive tile flooring, 2-inch blinds, a tankless water heater, soft water loop, utility sink and energy-efficient features throughout. Outside, the oversized covered patio and spacious backyard are ready to make your own. Home is aggressively priced to compete; this is your opportunity to get more home for your money without the wait. Sellers are motivated and will help with closing costs!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $17,435. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,530
Property typeSingle Family
MLS #7063846
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,746/mo
Source est. payment (PITI)
$2,901/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$17,435

Asking price minus remaining loan balance. Closing costs are additional.

$0$17,435
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.