Properties / 1744 W HOPI Drive
FHA ASSUMABLERate: 6.34%

1744 W HOPI Drive

$299,000
Coolidge, AZ 85128
5 beds3 baths2,632 sqftSingle Family
The assumable advantage
6.34%
FHA assumed rate
$68,390 interest already paid off
Estimated Loan Balance$329,545
Cash to close$0
Est. Monthly PITI$2,547
Initial Loan Amount$338,313
Time on site50 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Step into stylish comfort with this nearly new 2022 build featuring 5 bedrooms and 3 full baths. The kitchen wows with crisp white cabinetry, stainless-steel appliances, a farmhouse sink, a generous island, and sparkling quartz countertops. Throughout the home you'll find wood-look plank tile, recessed lighting, blinds, and an airy open-concept design enhanced by 10-ft ceilings, 9-ft doors, and an expansive multi-panel sliding door that floods the great room with natural light. A convenient first-floor bedroom and full bath create a perfect retreat for guests, while upstairs offers a cozy loft for movie nights or homework time. All bathrooms are finished with elegant cultured marble countertops, adding a touch of luxury to everyday routines. Outside, a full-length covered patio overlooks a blank-slate backyard ready for your dream pool, garden, or play space while a paver driveway boosts curb appeal. Modern, neutral, and move-in ready, this spacious home is waiting for new owners to make it their own!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,632
Property typeSingle Family
MLS #6914421
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,132/mo
Source est. payment (PITI)
$2,547/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.