Properties / 14870 W Encanto Boulevard
VA ASSUMABLERate: 2.73%

14870 W Encanto Boulevard

$299,900
Goodyear, AZ 85395
3 beds6 baths1,499 sqftSingle Family
The assumable advantage
2.73%
VA assumed rate
$36,001 interest already paid off
Estimated Loan Balance$221,788
Cash to close$79,679
Est. Monthly PITI$1,342
Initial Loan Amount$251,888
Time on site50 days
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$78,112
Cash or secondary financing
Monthly savings
$734
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

GREAT PRICE!! This stunning move in ready 3 bedroom, 3 bathroom with a spacious two car garage, is located inside the gated community of The Villages at Rio Paseo. Unit 1080 includes a private, enclosed patio and is nestled in the heart of the complex, facing a beautiful luscious green field providing calming views, and is located near the community pool and gym. This unit features gorgeous two master bedrooms and bathrooms located upstairs, a full bedroom and bathroom downstairs. The kitchen features amazing upgrades including quartz countertops and stainless steel appliances! Washer and dryer included. Conveniently located near the I-10 & Bullard Ave. Agents read private remarks

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $78,112. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms6
Square feet1,499
Property typeSingle Family
MLS #7034654
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,035/mo
Source est. payment (PITI)
$1,342/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$78,112

Asking price minus remaining loan balance. Closing costs are additional.

$0$78,112
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.