Properties / 636 N LESUEUR Circle
FHA ASSUMABLERate: 6.43%

636 N LESUEUR Circle

$317,900
Mesa, AZ 85203
3 beds2 baths1,339 sqftSingle Family
The assumable advantage
6.43%
FHA assumed rate
$61,347 interest already paid off
Estimated Loan Balance$297,052
Cash to close$22,193
Est. Monthly PITI$2,255
Initial Loan Amount$306,839
Time on site50 days
Remaining Term26 years, 11 months
Seller's equity (what you pay)
$20,848
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Check out this charming 3-bedroom townhome! Explore the inviting living areas, featuring soft carpeting underfoot, tile in all the right places, track lights, and an earthy palette that makes every space feel warm and welcoming. The kitchen is complete with ample cabinetry, plenty of counter space, and built-in appliances for a seamless cooking experience. Get a good night's sleep in the main retreat, offering attached cabinetry for ample storage, a walk-in closet for added organization, and a private bathroom. The bonus is perfect for an office or pet space. Out back, you'll have an easy-care patio, perfect for weekend grills and peaceful evenings. What are you waiting for? Come see it before it's gone!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $20,848. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,339
Property typeSingle Family
MLS #7019842
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,936/mo
Source est. payment (PITI)
$2,255/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$20,848

Asking price minus remaining loan balance. Closing costs are additional.

$0$20,848
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.