Not your average 3 bedroom, 2 bathroom home. With plenty of living space, TWO bonus rooms and TWO separate living areas, this one has more of everything - and it comes with private beach and marina rights at Willow Valley, so the Colorado River is part of the package. (Kind of a big deal!) Step inside from the long covered front porch and the whole home opens up. The living room stretches over 17 feet, big enough for oversized furniture and still room to walk around it, with wood-look flooring and ceiling fans carried through the main living spaces. Just beyond, a second family room gives everyone somewhere to land - movie room, game room, playroom, home office, or all four. The kitchen sits at the heart of it with sage cabinetry, light wood-style counters, neutral backsplash, recessed lighting and a peninsula that opens to the dining room. Cooking here means you are never cut off from the party. Down the hall, the spacious primary bedroom has a walk-in closet and an attached bath where the tile walk-in shower is a dream. Two more bedrooms and a full bath complete the wing. Then there are the bonus rooms - two of them, both generously sized, sitting off the back of the home with their own access. One already has an air conditioner in place. Guest quarters, a workshop, a craft room, a gym, a fourth and fifth bedroom setup - you decide. Outside, the fully fenced backyard is genuinely usable. Easy-care turf, mature shade trees and a palm, brick planter beds, a flagstone path winding through, and a covered patio for shade when the desert turns up the heat. The playground stays. A large storage shed handles the rest, and there is still plenty of open yard left over. Out front, there is parking for days on the extended gravel driveway, plus an oversized attached 2 car garage - deep enough for the toys and the tools. The septic system was replaced in 2023, and the addition roof has also been replaced. All of it sits on one level, no steps, on a big lot in an established Willow Valley neighborhood of wide streets, mature trees and mountain views in every direction. The owners have updated and cared for this home in a way you feel the moment you walk in, and a layout this flexible doesn't come along often out here. Room for everyone, storage for everything, and beach and marina access that comes with the address. What are you waiting for?
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $56,747. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.