Properties / 10919 W CONNECTICUT Avenue
FHA ASSUMABLERate: 6.71%

10919 W CONNECTICUT Avenue

$300,000
Sun City, AZ 85351
3 beds2 baths1,308 sqftSingle Family
The assumable advantage
6.71%
FHA assumed rate
$1,544 interest already paid off
Estimated Loan Balance$7,524
Cash to close$292,476
Est. Monthly PITI$271
Initial Loan Amount$7,820
Time on site18 days
Remaining Term25 years, 1 month
Seller's equity (what you pay)
$292,476
Cash or secondary financing
Monthly savings
$1,717
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

The front porch welcomes you to this charming ranch home in Sun City. In the heart of the home, a brand-new kitchen impresses with all new stainless appliances & a passthrough window into the large dining room. Plantation shutters & new AC (2022) keep the house cool. Enjoy new floors in the bedrooms, freshly painted inside and out & new roof (2021). The Arizona room spans the entire length of the home for added space and storage. Out back you'll be impressed with fruit trees (the sweetest oranges!), fully fenced yard with an owl proof dog run & paver patio. The best part of this home is a 10x10 WORKSHOP with separate entrance and its own AC. Did someone say mancave or is it she-shed? Central to all the clubs that Sun City has to offer and access to RV parking for only $200 annually.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $292,476. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,308
Property typeSingle Family
MLS #7070538
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$52/mo
Source est. payment (PITI)
$271/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$292,476

Asking price minus remaining loan balance. Closing costs are additional.

$0$292,476
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.