A great opportunity for the first-time buyer or investor, this 4-bedroom, 3-bath home offers 2178 SqFt of living space with a main-floor great room and a spacious upstairs loft. One bedroom and bath are located on the main level, providing a comfortable option for guests. The upstairs primary suite features an en-suite bath with a dual-sink vanity and a walk-in closet. Two additional bedrooms, a full bath, and a conveniently placed laundry room complete the second floor. The backyard includes a covered patio with a ceiling fan, block fencing, a fenced dog run, and no immediate rear neighbors. Other features include stainless appliances in the kitchen, ceiling fans throughout, a security system, and a 2-car garage.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $281,889. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.