Properties / 110 W 9TH Street
VA ASSUMABLERate: 7.8%

110 W 9TH Street

$179,900
Ajo, AZ 85321
3 beds2 baths1,321 sqftSingle Family
The assumable advantage
7.8%
VA assumed rate
$32,133 interest already paid off
Estimated Loan Balance$139,649
Cash to close$40,496
Est. Monthly PITI$1,243
Initial Loan Amount$143,070
Time on site50 days
Remaining Term27 years, 2 months
Seller's equity (what you pay)
$40,251
Cash or secondary financing
Monthly savings
$28
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Pack your bags. This one is a gem with a brand-new roof coming soon, fresh paint and new main line plumbing. This updated 3 bed, 2 bath home sits on a desirable corner lot just steps from Bud Walker Park, the community pool, and recreation center. The expanded open-concept kitchen features newer cabinetry, stainless steel appliances, and an all-in-one washer/dryer. Both bathrooms have been beautifully remodeled, creating a fresh, modern feel. Outside, enjoy a curved driveway with ample parking, RV gate with alley access, covered patio, large storage building with bay door, and mountain views. The taller fenced yard offers added privacy, making this a great place to enjoy Ajo living.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $40,251. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,321
Property typeSingle Family
MLS #7056422
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,033/mo
Source est. payment (PITI)
$1,243/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$40,251

Asking price minus remaining loan balance. Closing costs are additional.

$0$40,251
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.