Properties / 5741 W COPLEN FARMS Road
FHA ASSUMABLERate: 6.39%

5741 W COPLEN FARMS Road

$450,000
Laveen, AZ 85339
4 beds3 baths1,912 sqftSingle Family
The assumable advantage
6.39%
FHA assumed rate
$91,611 interest already paid off
Estimated Loan Balance$412,449
Cash to close$38,994
Est. Monthly PITI$3,273
Initial Loan Amount$428,092
Time on site50 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$37,551
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Stunning corner home in the sought-after Coplen Farms Estates community of Laveen -- just 8 miles from downtown Phoenix! This gorgeous 4BD/3BA, 1,912 sq ft home dazzles with soaring 9' flat ceilings, Shaw Milan Surf 17x17 tile, granite countertops, kitchen island, breakfast bar & crisp white cabinets. Whirlpool stainless steel appliances elevate the chef's kitchen. Energy-efficient throughout with programmable thermostat, gas heater & gas range. Retreat to your luxurious owner's suite with a spacious walk-in closet. Enjoy breathtaking South Mountain views from your beautifully landscaped yard & covered back patio. Top-rated Laveen & Phoenix Union schools nearby. Minutes from Loop 202, Sky Harbor, shopping & dining!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $37,551. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,912
Property typeSingle Family
MLS #7038644
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,688/mo
Source est. payment (PITI)
$3,273/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$37,551

Asking price minus remaining loan balance. Closing costs are additional.

$0$37,551
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.