Properties / 4220 W CREEDANCE Boulevard
FHA ASSUMABLERate: 6.43%

4220 W CREEDANCE Boulevard

$450,000
Glendale, AZ 85310
3 beds2 baths1,870 sqftSingle Family
The assumable advantage
6.43%
FHA assumed rate
$34,640 interest already paid off
Estimated Loan Balance$162,590
Cash to close$287,410
Est. Monthly PITI$1,429
Initial Loan Amount$168,905
Time on site22 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$287,410
Cash or secondary financing
Monthly savings
$1,593
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

Rare North Glendale Opportunity -- Solid Home, Great Layout, Priced for Your Personal Touch . This Fantastic 85310 North Glendale home in the Deer Valley School District with NO HOA, deal RV gate, and RV parking for your boat, 5th wheel and the like. Features include formal living and dining, wood-like tile flooring, dual-pane windows, and a cozy wood-burning fireplace. The updated primary walk-in closet is a standout, with walk-in closets in all bedrooms. Easy-maintenance yard or add your personal flair, make it your own. Close to freeway access, shopping, and dining. SELLER CONSIDER FLOORING ALLOWANCE FOR FULL PRICE OFFER.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $287,410. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,870
Property typeSingle Family
MLS #7056598
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,061/mo
Source est. payment (PITI)
$1,429/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$287,410

Asking price minus remaining loan balance. Closing costs are additional.

$0$287,410
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.