Properties / 17667 W BAJADA Road
FHA ASSUMABLERate: 6.42%

17667 W BAJADA Road

$449,900
Surprise, AZ 85387
4 beds3 baths2,044 sqftSingle Family
The assumable advantage
6.42%
FHA assumed rate
$82,931 interest already paid off
Estimated Loan Balance$389,851
Cash to close$60,502
Est. Monthly PITI$3,007
Initial Loan Amount$405,022
Time on site15 days
Remaining Term26 years, 9 months
Seller's equity (what you pay)
$60,049
Cash or secondary financing
Monthly savings
$108
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Welcome to this Gorgeous home built in 2022, offering 2,044 sqft, beautifully designed living space!Step inside and fall in love with this large, bright, and Open-concept floor plan, perfect for both comfortable everyday living and entertaining family and friends This spacious home features 4 bedrooms and multiple living ares, including a living, family and TV rooms, giving everyone plenty of space to relax, gather, work, or play. A newer construction offers a fresh, modern feel throughout, while generous layout provides wonderful flexibility for today's lifestyle. Ready for its next family to make wonderful memories? This is it!!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $60,049. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,044
Property typeSingle Family
MLS #7071779
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,545/mo
Source est. payment (PITI)
$3,007/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$60,049

Asking price minus remaining loan balance. Closing costs are additional.

$0$60,049
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.