Properties / 2520 N CALLE QUARTO
VA ASSUMABLERate: 6.26%

2520 N CALLE QUARTO

$240,000
Huachuca City, AZ 85616
3 beds2 baths1,554 sqftSingle Family
The assumable advantage
6.26%
VA assumed rate
$42,658 interest already paid off
Estimated Loan Balance$195,731
Cash to close$44,973
Est. Monthly PITI$1,572
Initial Loan Amount$203,577
Time on site50 days
Remaining Term26 years, 7 months
Seller's equity (what you pay)
$44,269
Cash or secondary financing
Monthly savings
$154
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Beautifully updated 3 bed/2 bath home on over 1/2 acre with stunning mountain views. Renovated in 2022 with upgraded flooring, HVAC, roof, and a refreshed kitchen with island, pantry, electric range, built-in microwave, and dishwasher. A generous bonus room adds flexible living for entertainment or relaxation. Both bathrooms offer a spa-inspired feel. The expansive lot provides endless potential to create your dream outdoor retreat. Includes a 2-car garage.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $44,269. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,554
Property typeSingle Family
MLS #7046055
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,261/mo
Source est. payment (PITI)
$1,572/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$44,269

Asking price minus remaining loan balance. Closing costs are additional.

$0$44,269
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.