Properties / 117 W TAYLOR Avenue
FHA ASSUMABLERate: 2.74%

117 W TAYLOR Avenue

$260,000
Coolidge, AZ 85128
4 beds3 baths1,801 sqftSingle Family
The assumable advantage
2.74%
FHA assumed rate
$28,753 interest already paid off
Estimated Loan Balance$181,074
Cash to close$81,853
Est. Monthly PITI$1,233
Initial Loan Amount$203,240
Time on site50 days
Remaining Term24 years, 7 months
Seller's equity (what you pay)
$78,926
Cash or secondary financing
Monthly savings
$689
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Welcome to easy living in the heart of Coolidge. This bright and thoughtfully designed home offers an open layout that seamlessly connects the living, dining, and kitchen spaces, creating a natural flow for everyday life and weekend gatherings. The kitchen features granite countertops, stainless appliances, and generous cabinetry for effortless functionality. The spacious primary suite provides a quiet retreat, while secondary bedrooms offer flexibility for guests, a home office, or hobbies. Step outside to a low-maintenance backyard with artificial turf and gravel landscaping, perfect for relaxing under Arizona skies. Conveniently located near schools, parks, and commuter routes.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $78,926. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,801
Property typeSingle Family
MLS #6984320
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$844/mo
Source est. payment (PITI)
$1,233/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$78,926

Asking price minus remaining loan balance. Closing costs are additional.

$0$78,926
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.