Properties / 9648 W ROSEMONTE Drive
VA ASSUMABLERate: 3.06%

9648 W ROSEMONTE Drive

$415,000
Peoria, AZ 85382
2 beds2 baths1,738 sqftSingle Family
The assumable advantage
3.06%
VA assumed rate
$42,486 interest already paid off
Estimated Loan Balance$249,209
Cash to close$166,900
Est. Monthly PITI$1,474
Initial Loan Amount$280,000
Time on site50 days
Remaining Term24 years, 9 months
Seller's equity (what you pay)
$165,791
Cash or secondary financing
Monthly savings
$1,249
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

There's something quietly irresistible about this home. Step inside and you'll notice how the vaulted ceilings and open layout pull you forward, revealing upgraded lighting, rich tile flooring, and granite counters. Keep exploring and you'll find a brand-new stainless fridge & fresh wood-look flooring in the primary suite. And then there's the bathroom... with an extra-deep Jacuzzi tub that feels like it was made for lingering. The updates continue - new windows, a 2023 AC and wtr heater, a newer roof, and more. Outside, mature citrus trees and an extended covered patio create a backyard that feels peaceful. Westbrook Village itself adds another layer of discovery: two golf courses, two clubhouses, restaurants, pools, pickleball, woodshops. A community where there's always something to do.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $165,791. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,738
Property typeSingle Family
MLS #7056631
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,198/mo
Source est. payment (PITI)
$1,474/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$165,791

Asking price minus remaining loan balance. Closing costs are additional.

$0$165,791
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.