ASSUMABLE FHA LOAN AT ONLY 4.875%! Qualified buyers may have the opportunity to assume this low-rate loan with as little as 5% down, potentially saving hundreds each month compared to current market rates! Welcome to this beautiful 4-bedroom, 2-bath home in North Copper Canyon! Built in 2024, this single-story home features an open layout, granite countertops, kitchen island, walk-in pantry, split primary suite, covered patio, and 2-car garage. Enjoy fantastic community amenities including a pool, pickleball courts, playground, and biking/walking paths. A rare opportunity to own a nearly new home while taking advantage of an incredible assumable FHA loan--don't miss this one!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $24,052. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.