Properties / 552 W Mountain View Street
FHA ASSUMABLERate: 3.45%

552 W Mountain View Street

$249,900
Winslow, AZ 86047
3 beds1 baths sqftSingle Family
The assumable advantage
3.45%
FHA assumed rate
$36,423 interest already paid off
Estimated Loan Balance$225,890
Cash to close$26,253
Est. Monthly PITI$1,472
Initial Loan Amount$245,471
Time on site36 days
Remaining Term25 years, 7 months
Seller's equity (what you pay)
$24,010
Cash or secondary financing
Monthly savings
$365
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Discover 2.14 acres of opportunity where charm, functionality, and potential come together. This inviting 1,425 sq. ft. A-frame home offers 3 bedrooms, 1 full bath, and a unique layout full of character, including a cozy loft-style third bedroom with double closets, accessed by a charming spiral staircase. Inside, you'll find warm tongue-and-groove wood ceilings, a wood-burning stove perfect for those cooler desert evenings, and thoughtful touches throughout.The kitchen features concrete countertops poured in place, a farmhouse sink, electric stove, and dishwasher-blending rustic style with everyday convenience. Mini-split systems in all three rooms provide efficient heating and cooling year-round. The guest bedroom offers its own rear access to the backyard,adding flexibility and privacy The property is equipped with a private well (currently used for non-potable purposes due to salinity), with water haul in place for drinking water. A well house and water storage setup, including totes, will convey. Additional features include a roof replaced in 2022, linoleum flooring throughout, and select furnishings available for the buyer's convenience. Step outside and the possibilities truly open up. Existing improvements include horse pens, a 1-acre paddock, goat, pig, and chicken enclosures, a hay barn, shed, and RV pad with power and sewer hookup- making this an ideal setup for a hobby farm, homesteading lifestyle, or future customization. Irrigated landscaping includes iris and bamboo, adding a touch of greenery to the space. Whether you're looking to create your dream rural retreat, expand on the current agricultural setup, or simply enjoy the space and freedom of acreage living, this property offers a rare opportunity to bring your vision to life.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $24,010. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms1
Property typeSingle Family
MLS #203793
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,109/mo
Source est. payment (PITI)
$1,472/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$24,010

Asking price minus remaining loan balance. Closing costs are additional.

$0$24,010
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.