Properties / 3360 W JASPER Drive
FHA ASSUMABLERate: 3.67%

3360 W JASPER Drive

$710,000
Chandler, AZ 85226
4 beds3 baths2,672 sqftSingle Family
The assumable advantage
3.67%
FHA assumed rate
$120,533 interest already paid off
Estimated Loan Balance$251,936
Cash to close$459,579
Est. Monthly PITI$2,235
Initial Loan Amount$332,986
Time on site50 days
Remaining Term18 years, 11 months
Seller's equity (what you pay)
$458,064
Cash or secondary financing
Monthly savings
$2,646
Versus today's market rate
Est. savings per year
$32K
Versus today's market rate

About this home

Wonderful home situated on a desirable cul-de-sac lot, offering comfort, style, and an exceptional backyard designed for entertaining! The spacious kitchen features granite countertops and a cozy breakfast nook overlooking the inviting family room with a charming wood-burning fireplace. The split primary suite offers privacy and includes beautiful bamboo flooring, a remodeled en-suite bath with dual sinks, separate tub and shower, and a walk-in closet. Step outside to your own backyard retreat with a recently resurfaced Pebble Tec pool and spa, built-in BBQ area, covered patio, grassy play area, and RV parking. Formal living and dining rooms provide additional space for entertaining or relaxing. Recent updates include interior and exterior paint, remodeled primary bathroom, HVAC units, roof, and pool surface, giving buyers added peace of mind. Conveniently located near shopping, restaurants, and freeway access, this move-in-ready home offers the perfect combination of comfort, convenience, and outdoor living.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $458,064. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,672
Property typeSingle Family
MLS #7047737
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,541/mo
Source est. payment (PITI)
$2,235/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$458,064

Asking price minus remaining loan balance. Closing costs are additional.

$0$458,064
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.