Properties / 41812 N IRON HORSE Court
VA ASSUMABLERate: 6.5%

41812 N IRON HORSE Court

$725,000
Anthem, AZ 85086
2 beds2 baths2,182 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$36,772 interest already paid off
Estimated Loan Balance$614,845
Cash to close$110,743
Est. Monthly PITI$4,432
Initial Loan Amount$620,000
Time on site40 days
Remaining Term29 years, 1 month
Seller's equity (what you pay)
$110,155
Cash or secondary financing
Monthly savings
$350
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

SELLER OFFERING $15,000 CLOSING CONCESSIONS to buy down your interest rate by 2% & save hundreds monthly! Located on a premium, private cul-de-sac lot within the guard-gated Anthem Country Club, this highly sought-after Peregrine floor plan offers the ultimate turnkey resort lifestyle. Capital improvements offer total peace of mind with a BRAND-NEW ROOF & premium new Milgard windows throughout. The spacious 2BR + study layout features an open great room flowing seamlessly into your backyard oasis. Relax or entertain on the massive extended covered patio overlooking a sparkling private pool. Incredible location within walking distance to the premier Persimmon Clubhouse, golf, fitness, & dining. Lock-and-leave luxury at its finest with zero deferred maintenance liabilities.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $110,155. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet2,182
Property typeSingle Family
MLS #7061540
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,926/mo
Source est. payment (PITI)
$4,432/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$110,155

Asking price minus remaining loan balance. Closing costs are additional.

$0$110,155
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.