Properties / 1132 LA ROSA Court
VA ASSUMABLERate: 6.54%

1132 LA ROSA Court

$377,500
Sierra Vista, AZ 85635
4 beds2 baths2,206 sqftSingle Family
The assumable advantage
6.54%
VA assumed rate
$69,605 interest already paid off
Estimated Loan Balance$313,820
Cash to close$64,392
Est. Monthly PITI$2,356
Initial Loan Amount$325,395
Time on site50 days
Remaining Term26 years, 9 months
Seller's equity (what you pay)
$63,680
Cash or secondary financing
Monthly savings
$154
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

All the upgrades have been done! This lovely home is ready for you! This home will take your breath away when you walk in the front door! Sparkling pool! Hot tub! Patio with Sunsetter Awnings! Newer 5 ton A/C & gas furnace. Open plan! Stone faced Fire Place! Living room, family room & TV room! Beautiful kitchen, fully remodeled baths! Newer wood laminate floors! New roof! New Water Heater! New Pool Pump. Fully landscaped front & back yards! Double garage! RV Parking & hook-ups. Cul-de-saq location! Make this YOUR dream home!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $63,680. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,206
Property typeSingle Family
MLS #7048022
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,072/mo
Source est. payment (PITI)
$2,356/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$63,680

Asking price minus remaining loan balance. Closing costs are additional.

$0$63,680
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.