Properties / 41268 W BARCELONA Drive
FHA ASSUMABLERate: 6.85%

41268 W BARCELONA Drive

$330,000
Maricopa, AZ 85138
4 beds3 baths2,104 sqftSingle Family
The assumable advantage
6.85%
FHA assumed rate
$31,737 interest already paid off
Estimated Loan Balance$230,725
Cash to close$100,592
Est. Monthly PITI$1,980
Initial Loan Amount$234,025
Time on site50 days
Remaining Term28 years, 1 month
Seller's equity (what you pay)
$99,275
Cash or secondary financing
Monthly savings
$402
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

Special Lender Incentive with a reduced interest rate combined with seller credit to buyer up to $9,000 in closing costs make this a deal too good to pass up! This well-maintained 4 bedroom home built in 2013 offers an open-concept layout perfect for everyday living and entertaining. Enjoy a spacious kitchen, comfortable bedrooms, and a blank slate for a backyard designed for Arizona's year-round sunshine. Many upgrades, including a 2 year old AC unit with a 10 years transferable service warranty, fresh interior paint, new carpet, and remodeled bathrooms. Located in one of Maricopa's premier master-planned communities, Glennwilde residents enjoy two pools, proximity to tennis and basketball courts, parks, walking paths, and a nearby catch-and-release lake. Sprouts, local dining, top-rated schools, and the expansive Copper Sky Regional Park just minutes away.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $99,275. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,104
Property typeSingle Family
MLS #7001336
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,544/mo
Source est. payment (PITI)
$1,980/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$99,275

Asking price minus remaining loan balance. Closing costs are additional.

$0$99,275
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.