Properties / 4335 E FOX Circle
VA ASSUMABLERate: 2.94%

4335 E FOX Circle

$885,000
Mesa, AZ 85205
4 beds3 baths3,390 sqftSingle Family
The assumable advantage
2.94%
VA assumed rate
$83,080 interest already paid off
Estimated Loan Balance$447,093
Cash to close$441,035
Est. Monthly PITI$2,734
Initial Loan Amount$510,400
Time on site50 days
Remaining Term24 years, 2 months
Seller's equity (what you pay)
$437,907
Cash or secondary financing
Monthly savings
$3,063
Versus today's market rate
Est. savings per year
$37K
Versus today's market rate

About this home

Back on Market 8/24/26 Buyer failed to qualify. Great opportunity in the exclusive gated community of Eastview Estates! Nestled at the end of a peaceful cul-de-sac on a sprawling .46 acre lot, this stunning residence seamlessly blends luxury, comfort, and fun. Step inside to discover custom upgrades including new carpet, gleaming hardwood and tile floors, elegant granite countertops, stylish fixtures, and designer lighting. The gourmet kitchen is sure to please, featuring a spacious island, stainless steel appliances, a walk-in pantry, and a perfect flow into the inviting family room. A formal living and dining area set the stage for memorable gatherings, while the media room with a projector and screen delivers the ultimate movie-night experience.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $437,907. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,390
Property typeSingle Family
MLS #7039713
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,156/mo
Source est. payment (PITI)
$2,734/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$437,907

Asking price minus remaining loan balance. Closing costs are additional.

$0$437,907
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.