2023-built NEXT-GEN home in McCartney Ranch on a HUGE 15,000sf lot!! Featuring 4 beds, 3 baths, a stone-accent front porch, and a 2-car garage. Inside, you'll find high ceilings, 8-foot doors tons of natural light, wood-look tile floors, and an excellent open-concept layout. The modern kitchen boasts shaker cabinets, granite counters, stainless appliances including a gas range, and breakfast bar. The casita offers a separate entrance, living area, washer/dryer, full kitchen, walk-in closet, and private ensuite, ideal for guests or extended visits. The backyard is complete with a covered patio, expansive pavers, storage shed, RV gate with cement pad for parking, and no rear neighbors for added privacy. The home is even being sold with all the furnishings except for one bedroom. WOW!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $233,816. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.