Properties / 3690 N 150TH Avenue
FHA ASSUMABLERate: 6.5%

3690 N 150TH Avenue

$455,000
Goodyear, AZ 85395
2 beds2 baths1,641 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$30,715 interest already paid off
Estimated Loan Balance$402,928
Cash to close$52,465
Est. Monthly PITI$3,096
Initial Loan Amount$407,483
Time on site50 days
Remaining Term28 years, 10 months
Seller's equity (what you pay)
$52,072
Cash or secondary financing
Monthly savings
$102
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Welcome to this beautifully updated 2-bedroom, 2-bathroom home with a den, ideally situated on a premium corner lot in the highly desirable PebbleCreek active adult community. This meticulously maintained residence offers an open, light-filled floor plan with plantation shutters throughout, blending comfort, style, and functionality. The completely remodeled kitchen is the heart of the home, featuring gorgeous quartz countertops and backsplash, a new sink, faucets, garbage disposal, updated lighting, modern hardware, and a spacious island that opens seamlessly to the living and dining areas--perfect for entertaining and everyday living. Throughout the home, you'll find stunning 2' x 4' porcelain tile flooring, upgraded 5-inch baseboards, and 3-inch door trim, creating a cohesive and elegant look. Additional interior improvements include new recessed can lighting, pendant lighting over the island and dining room table, updated switches and outlets, and a new ceiling fan in the living room. The primary suite offers a comfortable retreat with an updated, wheelchair-accessible bathroom featuring new mirrors and upgraded lighting. The guest bathroom has been beautifully remodeled with a new walk-in shower, and both bathrooms feature new toilets. Outdoor living is equally impressive. The front yard has been enhanced with a new baby palm tree and additional landscaping, while privacy plantings have been added along the side yard. New entry paving lights and upgraded front and rear outdoor lighting create exceptional curb appeal and ambiance. Additional exterior upgrades include new sun screens and outdoor ceiling fans for year-round comfort. A separate laundry room includes the washer and dryer, and the garage features newly installed shelving for added storage and organization. Enjoy all the incredible amenities PebbleCreek has to offer, including championship golf courses, resort-style pools, a state-of-the-art community center, theater, fitness facilities, arts and crafts studios, pickleball, tennis, and countless social activities. This move-in-ready home offers the perfect opportunity to enjoy the vibrant PebbleCreek lifestyle.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $52,072. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,641
Property typeSingle Family
MLS #7037967
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,581/mo
Source est. payment (PITI)
$3,096/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$52,072

Asking price minus remaining loan balance. Closing costs are additional.

$0$52,072
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.