Properties / 4708 W DILL Avenue
FHA ASSUMABLERate: 5.52%

4708 W DILL Avenue

$279,900
Coolidge, AZ 85128
4 beds2 baths2,151 sqftSingle Family
The assumable advantage
5.52%
FHA assumed rate
$239 interest already paid off
Estimated Loan Balance$5,702
Cash to close$274,198
Est. Monthly PITI$345
Initial Loan Amount$5,851
Time on site16 days
Remaining Term14 years, 4 months
Seller's equity (what you pay)
$274,198
Cash or secondary financing
Monthly savings
$1,603
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

Modern Martin Valley Living! Welcome home to this inviting 2020-built 4-bedroom home offering approximately 2,150 sq. ft. of comfortable, contemporary living. From the inviting curb appeal and low-maintenance desert landscaping to the spacious two-car garage and RV gate, this home makes a great first impression. Inside, enjoy an open-concept layout designed for everyday living and entertaining, with abundant natural light and modern finishes throughout. The kitchen flows seamlessly into the main living area, creating a warm and functional gathering space. The generous primary suite offers a relaxing retreat, while the additional bedrooms provide flexibility for family, guests, an office, or hobbies. Located in desirable Martin Valley with convenient access to shopping, dining, schools, pa Move-in ready and waiting for its next owner!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $274,198. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,151
Property typeSingle Family
MLS #7071568
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$48/mo
Source est. payment (PITI)
$345/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$274,198

Asking price minus remaining loan balance. Closing costs are additional.

$0$274,198
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.