Prime oversized .35 acre lot with no neighbors behind, double gate, so many upgrades! Detached garages allowed in this neighborhood! Extended paver drive to double gate & upgraded front porch entry. Inside soaring ceilings & wood staircase railing give this home a dramatic entry. Kitchen has white cabinets with extended height, granite counters, pendent lighting, stainless steal appliances including gas range. Family rm has cozy fireplace with shiplap surround with a sleek built in TV niche above & TV stays. Downstairs primary suite is spacious with bay window upgrade, wood flooring, bath has double sinks, separate soaking tub & shower & walk in closet. Downstairs bdr & bath + upstairs has 3 more bdrs, bath + a a loft. So many upgrades + a hard to find huge lot make this home a rare find!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $350,804. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.