Assumable 2.75% VA loan. Prepare to fall in love with this BEAUTIFUL, move-in ready with new carpet and fresh paint. Amazing single-level open concept smart home with 5 beds/3 baths/3 car garage! Enter to the dramatic foyer with stunning tray ceilings & soaring ceilings throughout. Chef's kitchen features large center island with breakfast bar, gorgeous granite counter tops, stainless steel appliances & walk-in pantry! Perfect for entertaining, open to dining area & great room with 4 panel sliding glass door for indoor/outdoor living. Spacious master bedroom boasts a lavish ensuite with dual sinks, large shower & huge walk-in closet. Large backyard with covered patio is a blank canvas with plenty of room for a pool. RV gate & dog run on side yard. Tartesso offers walking trails, splash pads, parks, playgrounds antennis courts & sports courts. Many community events like Food Truck Fridays and farmers market! Other home features: Smart home system with connection to thermostat, garage doors, front door, and security system with front/back cameras and video doorbell, exterior lights all conveniently controlled though app. Window coverings, ceiling fans, soft water loop, electric garage doors openers and garage service door. Don't miss this!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $112,519. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.