Properties / 19872 W MOONLIGHT Path
VA ASSUMABLERate: 6.26%

19872 W MOONLIGHT Path

$499,000
Buckeye, AZ 85326
4 beds4 baths3,009 sqftSingle Family
The assumable advantage
6.26%
VA assumed rate
$24,038 interest already paid off
Estimated Loan Balance$459,213
Cash to close$40,244
Est. Monthly PITI$3,211
Initial Loan Amount$462,784
Time on site9 days
Remaining Term29 years, 2 months
Seller's equity (what you pay)
$39,787
Cash or secondary financing
Monthly savings
$85
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

This home is thoughtfully designed for both relaxed living and effortless entertaining. Featuring four spacious bedrooms, each complete with a walk-in closet and ceiling fan/light. The main level greets you with a versatile, spacious front den, flowing seamlessly into an expansive open-concept kitchen, dining, and family area. Upstairs a generous open loft serves as the central hub for all bedrooms. Outside, the low-maintenance backyard oasis boasts artificial turf, a shaded pergola, fire-pit and a private swimming pool with relaxing waterfall feature. Located in the Blue Horizons community, offering scenic parks, playgrounds, and ramadas. Mark your calendar to attend one of two Public Open Houses.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $39,787. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet3,009
Property typeSingle Family
MLS #7072388
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,858/mo
Source est. payment (PITI)
$3,211/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$39,787

Asking price minus remaining loan balance. Closing costs are additional.

$0$39,787
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.