Properties / 7227 S SUNRISE Way
FHA ASSUMABLERate: 6.5%

7227 S SUNRISE Way

$410,000
Buckeye, AZ 85326
3 beds3 baths1,904 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$25,026 interest already paid off
Estimated Loan Balance$383,387
Cash to close$26,982
Est. Monthly PITI$2,887
Initial Loan Amount$386,972
Time on site50 days
Remaining Term29 years
Seller's equity (what you pay)
$26,613
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This lovely home offers a seamless blend of modern elegance and comfortable living. Offering 3 bedrooms / 3 baths, you are immediately greeted with an abundance of natural light and an inviting open-concept layout the moment you walk in. The kitchen features all stainless steel appliances, a pantry, an accent wall, and beautiful views of the backyard. Relax in the large primary bedroom complete with ensuite. The expansive backyard is well appointed and ready for hosting gatherings or just a peaceful place to unwind. Backyard oasis includes a beautiful pool and perfect size to easily maintain. Hand picked professionally designed layout which includes lush landscape and upgraded, pet friendly artificial turf. Located in desirable Sunset Point community, this home offers convenient access to nearby schools, parks, shopping and dining. A must see, don't let this one get away!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $26,613. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,904
Property typeSingle Family
MLS #7049906
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,451/mo
Source est. payment (PITI)
$2,887/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$26,613

Asking price minus remaining loan balance. Closing costs are additional.

$0$26,613
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.