Properties / 843 N WINTHROP Circle
VA ASSUMABLERate: 3.51%

843 N WINTHROP Circle

$830,000
Mesa, AZ 85213
5 beds3 baths3,208 sqftSingle Family
The assumable advantage
3.51%
VA assumed rate
$106,609 interest already paid off
Estimated Loan Balance$182,182
Cash to close$647,153
Est. Monthly PITI$1,664
Initial Loan Amount$266,917
Time on site1 day
Remaining Term16 years, 9 months
Seller's equity (what you pay)
$647,818
Cash or secondary financing
Monthly savings
$3,695
Versus today's market rate
Est. savings per year
$44K
Versus today's market rate

About this home

Rare opportunity to own a custom home on a 15,508 square foot lot with an attached multigenerational guest home, ideal for extended family or as a great source of rental income! This 5 bedroom, 3 bathroom split- level home offers 3,208 square feet with a spacious bedroom and a beautiful wood-burning fireplace in the living space on the lower level. Inside, on the main level, you'll love the Versailles-pattern tile flooring, along with a gorgeous kitchen featuring granite countertops, roll-out drawers and a butler's pantry with a walk-in pantry off the laundry room. Upstairs, the primary suite offers a peaceful retreat with a private balcony, walk-in closet and a walk-in tile shower along with two other spacious bedrooms. The guest suite includes its own bedroom, walk-in closet and full bathroom, large living space and kitchenette with a private outside entrance and its own driveway. Step outside to your own backyard escape featuring a covered patio, diving pool, a pergola with retractable shade for those hot summer days, a barbecue area and outdoor fire pit perfect for entertaining and a spacious grassy space to relax and unwind. The property also includes two RV gates with a direct sewer dump connection, plus three storage sheds for all your extra storage needs. No HOA, incredible flexibility, and endless possibilities make this an exceptional primary residence!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $647,818. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet3,208
Property typeSingle Family
MLS #7066813
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,200/mo
Source est. payment (PITI)
$1,664/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$647,818

Asking price minus remaining loan balance. Closing costs are additional.

$0$647,818
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.