Properties / 8441 E WINDSOR Avenue
VA ASSUMABLERate: 6.32%

8441 E WINDSOR Avenue

$850,000
Scottsdale, AZ 85257
4 beds3 baths1,763 sqftSingle Family
The assumable advantage
6.32%
VA assumed rate
$78,773 interest already paid off
Estimated Loan Balance$705,784
Cash to close$144,960
Est. Monthly PITI$4,779
Initial Loan Amount$719,200
Time on site20 days
Remaining Term28 years, 3 months
Seller's equity (what you pay)
$144,216
Cash or secondary financing
Monthly savings
$543
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

Welcome to this inviting 4-bed, 3-bath home in Scottsdale. Just minutes from the vibrant dining, entertainment, nightlife, and attractions of Old Town Scottsdale. Currently operating as an Airbnb with future bookings, the property offers an excellent opportunity for continued short-term rental use, a vacation home, or a combination of personal use and rental income. With its desirable Scottsdale location and appealing amenities, this property is well suited for those looking to enjoy or invest in the Scottsdale lifestyle. The thoughtfully upgraded kitchen provides a modern space for cooking and entertaining, while the backyard is made for enjoying the Arizona lifestyle. The heated pool and private putt-putt course create a fun and inviting outdoor retreat for relaxing or entertaining!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $144,216. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,763
Property typeSingle Family
MLS #7069952
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,470/mo
Source est. payment (PITI)
$4,779/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$144,216

Asking price minus remaining loan balance. Closing costs are additional.

$0$144,216
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.