Properties / 4248 E ENMARK Drive
FHA ASSUMABLERate: 6.9%

4248 E ENMARK Drive

$515,000
San Tan Valley, AZ 85143
4 beds3 baths2,285 sqftSingle Family
The assumable advantage
6.9%
FHA assumed rate
$85,210 interest already paid off
Estimated Loan Balance$472,673
Cash to close$43,276
Est. Monthly PITI$3,729
Initial Loan Amount$484,466
Time on site50 days
Remaining Term27 years, 6 months
Seller's equity (what you pay)
$42,327
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautifully designed 4-bedroom, 3-bath home in the desirable Bella Vista Farms community. Built in 2023, this thoughtfully designed residence offers approximately 2,264 square feet of living space with an open-concept floor plan ideal for both everyday living and entertaining. The spacious kitchen features a large island, abundant cabinetry, modern finishes, and seamlessly overlooks the great room and dining area. The split floor plan includes a private primary suite with a spacious walk-in closet and ensuite bath, while the additional bedrooms provide flexibility for guests, a home office, or multi-generational living. Enjoy energy-efficient construction, a 2-car garage, low-maintenance landscaping, and a covered patio perfect for relaxing outdoors. Bella Vista Farms offers outstanding community amenities including pools, parks, playgrounds, sports courts, walking paths, and convenient access to shopping, dining, schools, and major commuter routes.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $42,327. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,285
Property typeSingle Family
MLS #7052783
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,200/mo
Source est. payment (PITI)
$3,729/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$42,327

Asking price minus remaining loan balance. Closing costs are additional.

$0$42,327
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.