Properties / 19822 W GEORGIA Avenue
FHA ASSUMABLERate: 3.94%

19822 W GEORGIA Avenue

$499,000
Litchfield Park, AZ 85340
4 beds2 baths1,677 sqftSingle Family
The assumable advantage
3.94%
FHA assumed rate
$102,078 interest already paid off
Estimated Loan Balance$210,812
Cash to close$289,382
Est. Monthly PITI$1,832
Initial Loan Amount$271,884
Time on site49 days
Remaining Term19 years, 4 months
Seller's equity (what you pay)
$288,188
Cash or secondary financing
Monthly savings
$1,643
Versus today's market rate
Est. savings per year
$20K
Versus today's market rate

About this home

NEW BUYER INCENTIVE! Seller willing to provide a credit toward the remaining solar lease term with an accepted offer! Enjoy the benefits of solar energy while reducing one of the biggest concerns buyers have when purchasing a solar home. With APS costs currently around $23/month, this home offers an opportunity for energy efficiency and long Term savings. Located on nearly 1 acre in Litchfield Park with no HOA, mountain views, RV parking potential, and an Arizona room, this property offers the space and freedom buyers are searching for. Don't miss this rare opportunity to own a home with land, privacy, and a seller incentive designed to make your move easier. Visit it today!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $288,188. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,677
Property typeSingle Family
MLS #7057513
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,300/mo
Source est. payment (PITI)
$1,832/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$288,188

Asking price minus remaining loan balance. Closing costs are additional.

$0$288,188
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.