Nestled among towering Ponderosa pines on 1.04 acres, this pride-of-ownership single-level home offers the perfect blend of mountain serenity and convenience between historic Williams Route 66 and downtown Flagstaff. Features include a heated workshop with power, storage sheds, refreshed kitchen cabinetry, and room to expand with a garage, guest house, or SHOUSE. Before & After Vision for the Shop!(AI Generated)
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $28,470. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.