Properties / 7146 N Sycamore Drive
VA ASSUMABLERate: 6.72%

7146 N Sycamore Drive

$420,000
Williams, AZ 86046
3 beds2 baths218 sqftSingle Family
The assumable advantage
6.72%
VA assumed rate
$43,996 interest already paid off
Estimated Loan Balance$356,319
Cash to close$66,420
Est. Monthly PITI$2,540
Initial Loan Amount$360,517
Time on site36 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$63,681
Cash or secondary financing
Monthly savings
$125
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Embrace country living in this stunningly renovated home; offering space, comfort, and freedom for you, your pets, and your toys. A split floor plan with a large kitchen and dining area provides excellent flow and functionality throughout the home. The primary suite offers a beautifully remodeled en suite bathroom, an electric fireplace, and French doors that open to a quiet, relaxing patio with pergola--your own private retreat. Cool evenings are best enjoyed gathered around one of two fire pits, ideal for s'mores and stargazing under dark, expansive skies. Recent upgrades include new HVAC system, new hot water tank, updated electrical and plumbing, and a stunning 1,300-square-foot wraparound covered deck. Experience spacious rural living with big skies, privacy, and tranquility. Close enough to town for convenience, yet far enough away to truly unwind. Home is currently used part time as a short term rental. Furniture & decor can be available in a separate bill of sale.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $63,681. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet218
Property typeSingle Family
MLS #203164
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,352/mo
Source est. payment (PITI)
$2,540/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$63,681

Asking price minus remaining loan balance. Closing costs are additional.

$0$63,681
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.