Thoughtfully maintained, this 2-bedroom, 2-bath Surprise home offers 1,584 square feet plus a flexible den. The split floor plan features vaulted ceilings, a spacious primary suite, a large secondary bedroom, and an open great room with a tall gas fireplace. The kitchen includes stainless steel appliances, an island, ample storage, and a pantry. Recent updates include fresh interior paint, AC service with a new blower motor and condenser capacitor, a garage mini-split, owned solar, a newer water heater, and reverse osmosis. Outside, enjoy a covered patio, garden bed, two sheds, automatic irrigation, and lemon, tangelo, and Key lime trees. Close to parks, schools, shopping, and Village at Prasada.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $32,883. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.