Nestled within the prestigious gated community of Pine at the Raven, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and privacy. From the moment you arrive, it's clear that every detail has been thoughtfully considered -- making this a true move-in ready opportunity for the most discerning buyer. Step inside and discover a light-filled interior showcasing stylish updated flooring that flows seamlessly throughout the main living areas. The heart of the home exudes warmth and functionality, ideal for both everyday living and entertaining guests. The primary suite is a true retreat, featuring a fully renovated bathroom designed with modern finishes that create a spa-like experience without ever leaving home. Outdoor living is equally impressive. Step through to your covered patio -- a shaded, private haven perfect for morning coffee, weekend gatherings, or simply unwinding after a long day. Whether you're hosting friends or enjoying a quiet evening, this outdoor space extends your living area and makes the most of Arizona's world renowned climate. For those who value peace of mind, the major upgrades have already been done for you. A new HVAC system installed in 2022 ensures year-round comfort and efficiency, while a tankless gas water heater delivers efficiency and on-demand hot water. As a resident of Pine at the Raven, you'll enjoy the exclusive benefits of gated community living -- added privacy, unique landscaping, community pool, and a neighborhood that takes pride in its curb appeal and community standards. This home truly checks every box: a coveted address, meaningful upgrades, and move-in ready condition, prime location and much more.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $15,686. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.