Properties / 14870 W ENCANTO Boulevard
VA ASSUMABLERate: 2.87%

14870 W ENCANTO Boulevard

$290,000
Goodyear, AZ 85395
2 beds2 baths1,329 sqftSingle Family
The assumable advantage
2.87%
VA assumed rate
$35,589 interest already paid off
Estimated Loan Balance$237,356
Cash to close$52,108
Est. Monthly PITI$1,364
Initial Loan Amount$266,400
Time on site1 day
Remaining Term25 years, 2 months
Seller's equity (what you pay)
$52,644
Cash or secondary financing
Monthly savings
$605
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

Beautifully Upgraded 2-Bedroom Home in Gated Rio Paseo! Welcome to this beautifully appointed 2-bedroom, 2-bathroom home in the desirable gated community of Rio Paseo, where comfort, style, and resort-style amenities come together. Featuring a 1-car garage and a thoughtfully designed floorplan, this home offers an exceptional opportunity for a low-maintenance lifestyle in a well-maintained community. It's the designer touches that make this well-cared-for home extra special! Step inside to discover an inviting interior with high ceilings, gorgeous flooring, stylish fixtures, and abundant natural light. The open-concept living and dining areas are located on the second level, creating a spacious and comfortable setting for everyday living or entertaining. The well-appointed kitchen is sure to impress with stainless steel appliances, granite countertops, plentiful white cabinetry accented with crown molding, recessed lighting, a walk-in pantry, and a generous island with breakfast bar seating. Whether preparing a casual meal or hosting guests, this kitchen offers plenty of workspace and storage. The spacious primary suite features soft carpeting, a convenient walk-in closet, and a private ensuite bath complete with dual vanities and a large walk-in shower with glass doors. The guest bedroom is generously sized and also features soft carpeting, with easy access to the guest bathroom. The laundry room is conveniently located to both bedrooms and includes the washer and dryer, which will convey with the home. Beyond the residence, Rio Paseo offers an impressive selection of amenities designed to enhance your lifestyle, including a gated entrance, community pool and spa, fitness center, basketball court, and more...And the location keeps getting better! Just minutes away is GSQ - Goodyear's all-new shopping, dining, entertainment, and lifestyle destination, bringing an exciting mix of popular restaurants, shopping, fitness, entertainment, and everyday conveniences to the area. Enjoy favorites such as BJ's Restaurant & Brewhouse, Cheddar's Scratch Kitchen, Shake Shack, The Stillery, First Watch, Trader Joe's, High Tide Seafood Bar & Grill, The Yard, Over Easy, Nordstrom Rack (coming soon), Bath and Body Works, TJMaxx & HomeGoods, along with Harkins Estrella Falls, F45 Training, Banner Health, Copper & Sage, Bacchus Wine Bar, and many more. With so many new destinations nearby, you'll have an ever-growing selection of places to dine, shop, exercise, and enjoy everything Goodyear has to offer. With its desirable layout, upgraded finishes, convenient amenities, and gated-community setting, this Rio Paseo home is ready to welcome its next owner. Don't miss your opportunity to make it yours!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $52,644. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,329
Property typeSingle Family
MLS #7078028
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,105/mo
Source est. payment (PITI)
$1,364/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$52,644

Asking price minus remaining loan balance. Closing costs are additional.

$0$52,644
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.