Properties / 19341 W ANNIKA Drive
VA ASSUMABLERate: 6.81%

19341 W ANNIKA Drive

$444,900
Litchfield Park, AZ 85340
3 beds2 baths1,921 sqftSingle Family
The assumable advantage
6.81%
VA assumed rate
$88,515 interest already paid off
Estimated Loan Balance$404,647
Cash to close$41,545
Est. Monthly PITI$3,079
Initial Loan Amount$417,500
Time on site50 days
Remaining Term26 years, 11 months
Seller's equity (what you pay)
$40,253
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Seller concessions of $5,000 for custom backyard landscape. Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Zanjero Trails community. Offering a spacious and functional floor plan, this move-in ready home features granite countertops, an open-concept living area, and a versatile teen room that can serve as a second living space, game room, home office, or media room. The interior provides comfort and flexibility for a variety of lifestyles. Step outside to a backyard that is ready for your vision--a blank canvas with endless possibilities to create the outdoor oasis you've always wanted. Conveniently located near the HOA park, shopping, dining, and easy freeway access.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $40,253. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,921
Property typeSingle Family
MLS #7043061
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,736/mo
Source est. payment (PITI)
$3,079/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$40,253

Asking price minus remaining loan balance. Closing costs are additional.

$0$40,253
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.