UPDATED & MOVE-IN-READY 2-Story 5-Bed/3-Bath with Loft, One Bedroom with FULL Bath downstairs! Luxury vinyl wood-grain-look flooring, carpeting 2 yrs old. NEW ceiling fans thru-out. NEW sink faucets & NEW low-flow no-clog Toilets in all Bathrooms. Recent Paint inside/out. HVAC system 7 years young! Kitchen oak cabinets, Frigidaire Gallery Series stainless appliances, newer Dishwasher. BIG Primary Bedroom upstairs. Large under stairs storage area. Laundry conveniently located upstairs! Garage has storage racks, upgraded lighting. Extra concrete driveway slab for additional parking. Big Grassy backyard with curbed edging, raised-bed garden. 2 HUGE Parks with Sport Courts nearby! Low HOA fee includes trash, monthly bulk pickup. No neighbors behind!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.