Properties / 37351 W AMALFI Avenue
FHA ASSUMABLERate: 6.35%

37351 W AMALFI Avenue

$315,000
Maricopa, AZ 85138
4 beds3 baths2,222 sqftSingle Family
The assumable advantage
6.35%
FHA assumed rate
$35,286 interest already paid off
Estimated Loan Balance$287,302
Cash to close$28,001
Est. Monthly PITI$2,249
Initial Loan Amount$293,040
Time on site24 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$27,698
Cash or secondary financing
Monthly savings
$31
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome home to this beautifully designed 2,222 sq. ft. residence in the desirable Sorrento community. This thoughtful floor plan features four spacious bedrooms and three full bathrooms, including a highly sought-after bedroom and full bath on the main floor--perfect for guests, a home office, or multi-generational living. At the heart of the home, the generous kitchen offers ample granite countertops, a convenient breakfast bar, and a dedicated eating area with a ceiling fan. The kitchen flows seamlessly into the family room, tucked at the back of the home for a cozy, private feel. Upstairs, a 27x15 loft offers endless possibilities as a game room, secondary lounge, or fitness space. The primary suite features an ensuite bathroom with dual vanities, a large walk-in closet, and a tub/shower combination. Three additional bedrooms complete the upper level. Notable improvements include dual-pane windows and doors throughout the downstairs (2024), an owned RO system (2021), interior designer paint and carpet (2019), and ceiling fans added to all bedrooms (2019). The washer, dryer, and refrigerator were also replaced in 2019. Situated on a 5,663 sq. ft. lot, this home offers a well-designed layout with thoughtful updates throughout.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $27,698. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,222
Property typeSingle Family
MLS #7067878
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,827/mo
Source est. payment (PITI)
$2,249/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$27,698

Asking price minus remaining loan balance. Closing costs are additional.

$0$27,698
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.