Properties / 101 E YUMA Street
VA ASSUMABLERate: 5.41%

101 E YUMA Street

$191,000
Huachuca City, AZ 85616
3 beds1 baths816 sqftSingle Family
The assumable advantage
5.41%
VA assumed rate
$30,295 interest already paid off
Estimated Loan Balance$137,027
Cash to close$55,335
Est. Monthly PITI$1,005
Initial Loan Amount$144,038
Time on site50 days
Remaining Term26 years
Seller's equity (what you pay)
$53,973
Cash or secondary financing
Monthly savings
$307
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Recently appraised at $199,000, offering an excellent value. Perfectly sized and full of charm, this cozy, move-in ready home welcomes you from the moment you arrive. Clean, updated, and lovingly maintained, it offers comfortable, easy living throughout. Step into the backyard to relax beneath the pergola alongside a beautiful tombstone rose, perfect for morning coffee or quiet evenings. Gather at the large wooden table out front to enjoy meals and laughter with family and friends. Low-maintenance landscaping keeps life simple, while the corner lot with north-south exposure provides a bright, open feel and added privacy. Enjoy secure gated parking, plus dedicated RV parking, and a large storage shed in the backyard for extra convenience. Convenient to shopping, dining, and travel.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $53,973. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms1
Square feet816
Property typeSingle Family
MLS #6980240
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$819/mo
Source est. payment (PITI)
$1,005/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$53,973

Asking price minus remaining loan balance. Closing costs are additional.

$0$53,973
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.